Morgan Stanley

Disclosures Index

Wealth Management Disclosures

Wealth Management Disclosures Wealth Management Research Disclosures Understanding Your Brokerage and Investment Advisory Relationships Wealth Management Code of Ethics and Business Conduct Bank Deposit Program Disclosure Statement Middle Markets Group Disclosure Statement Rate Monitor Global Currency Rates Savings Rate Monitor Client Advisory Center Financial Advisor Disclosure Awards Disclosures Credit Ratings Foreign Exchange Disclosure Understanding Variable Annuities Mutual Fund Features, Share Classes and Compensation Mutual Fund Revenue Sharing Arrangements ETF Revenue Sharing, Expense Payments and Data Analytics Fees Unit Investment Trusts – Features, Costs and Compensation Understanding 529 Education Savings Plans and Compensation FINRA's BrokerCheck Morgan Stanley Thematic Baskets

Institutional Research

General Research Disclosures Security Specific Research Disclosures Research Conflict Management Policies Glossary of Terms MSFX Currency Indices MSPM Precious Metals Indices

Global Capital Markets

MS &Co. Client Relationship Summary (Form CRS) Disclosures related to MiFID II Morgan Stanley EMEA Marketing and Allocation Policy for Offerings of Newly Issued Securities Morgan Stanley EMEA Risk Management Transactions for New Issues of Fixed Income Securities LIBOR Risks and Global Benchmark Reform Disclosures

Firm Disclosures

Instagram Disclaimer USA PATRIOT Act Notice Disclosure UK Pension Statements Dean Witter Reynolds Pension Statements Notification Regarding COVID-19 Related International Mail Suspensions

Sales & Trading Disclosures

MS&Co. Client Relationship Summary (Form CRS) Regulatory Communications CSDR Disclosures Price Reporting Code of Conduct FCM Disclosure MS IOSCO Compliance Statement Derivatives Clearing Disclosures MIFID II Cost & Charges MIFID II – RTS27 & RTS28 Disclosures General Risks Disclosure – MIFID II / FinSA FID Trading Practices Information Letter Liquidity Provider Cover Sheet (Foreign Exchange) FID ETF Trading Practices Information Letter LIBOR Risks and Global Benchmark Reform Disclosures MS&Co MSRB Rule G-10 Disclosure U.S. IED Order Handling and Risk Transactions Letter U.S. Cash Equity Order Handling and Routing FAQs Morgan Stanley Dark Pools SEC Rules 605 and 606 Disclosures (formerly Rules 11Ac1-5 and 11Ac1-6) U.S. IED Listed Options Order Handling and Routing Letter Cboe Options Global Trading Hours Disclosure U.S. Listed Options Disclosures EMEA Equity Order Handling and Routing FAQs Statement of Commitment to Standards Published by FICC Markets Standards Board Intragroup Margin Exemption Disclosure MSIP MSBIL Order Execution Policy Disclosures Statement Minor Non-Monetary Benefits Disclosure for Morgan Stanley & Co. International plc Minor Non-Monetary Benefits Disclosure for Morgan Stanley Europe SE and Morgan Stanley Bank AG Statement of Commitment to the UK Money Markets Code MiFID II – Product Governance – Target Market Disclosure Morgan Stanley MiFID Commercial Policy Statement of Commitment to the FX Global Code Statement of Commitment to the Global Precious Metals Code Morgan Stanley EMEA Application of the AFME/IA Framework for Indications of Interest Business Continuity Planning Information Asia Equity Order Handling and Routing FAQs MSESE Order Execution Policy Disclosure Statement Morgan Stanley Hong Kong’s Order Execution Policy Disclosure Statement Morgan Stanley Hong Kong's Order Execution Policy Disclosure Statement - FID MSIP Benchmark Statement - Commodities Signal-based Benchmark Family MSIP Benchmark Statement - Credit Signal-based Benchmark Family MSIP Benchmark Statement - Equity Signal-based Benchmark Family MSIP Benchmark Statement - FX Signal-based Benchmark Family MSIP Benchmark Statement - Multi-Asset Signal-based Benchmark Family MSIP Benchmark Statement - Multi-Strategy Benchmark Family MSIP Benchmark Statement - Option-based Benchmark Family MSIP Benchmark Statement - Rates Signal-based Benchmark Family MSIP Benchmark Statement - Single Stock Equity Benchmark Family MSIP Benchmark Statement - Trackers Benchmark Family MSIP and MSESE Reg S/144A Morgan Stanley Singapore’s Order Execution Policy Disclosure Statement